Approval answers in 12–24 hours
Homeowners: turn your debt into one lower payment
Credit cards, lines of credit, car loans or CRA debt: we use your home equity to pay it all off.
Owe $50K, $100K or more? That’s exactly what we do.
Free review. No commitment.
$900/mo
$750/mo
$620/mo
$520/mo
$310/mo
1 lower payment
$1,500/mo
+$1,600/mo
Lower Monthly Payments
Debt Consolidation
Cash-Out Refinance
Self-Employed
HELOC Solutions
Rate Renewals
6,132
rates lowered
$300–$700
typical monthly savings on a refinance
50+
banks, credit unions & private lenders
12–24 hrs
typical time to an approval answer
Real homeowners. Real monthly relief.
Real Alberta clients, in their own words, with their own photos and videos. Every Google review links to the original, so you can check it yourself. From 180+ Google reviews and 6,132 rates lowered.
★★★★★
Great service always available to give you updates look for and willing to give you the best rates which saves you thousands Thanks for your hard work I am grateful for The support,help and savings
Branson · Airdrie, ABRead Branson’s review on Google (opens in a new tab)
★★★★★
We were in a very stressful financial situation before working with MortgageSolvers. Our private mortgage rate was high, credit card balances were building up, and the banks were not giving us any real solutions. From the very first call, everything was handled professionally and transparently. They took the time to review our entire situation, explained all fees upfront, and clearly outlined what was possible and what wasn’t.What really stood out was the honesty. There were no hidden charges, no last-minute surprises, and no unrealistic promises. In the end, our monthly payments were reduced significantly and we finally feel back in control of our finances. If you’re feeling stuck, I highly recommend speaking with MortgageSolvers.
Bibek · AlbertaRead Bibek’s review on Google (opens in a new tab)
★★★★★
I was treated with care and dignity. The staff were outstanding! Not only did they get me a lower interest rate, but saw a flaw in my past financial mess and made me aware of a serious issue that was not my fault. The team and my lawyer attacked the situation with pure dedication and got me a pay out that was much more than expected. It seems this company cares and will go to the mat for you. They did for me! Thank you, so, so much!!!
Nicole · Camrose, ABSent to us by Nicole
★★★★★
Smooth steps during process. Communication and professional.
Chad · Grande Prairie, ABRead Chad’s review on Google (opens in a new tab)
★★★★★
Amazing experience! Got a mortgage to payoff my property tax bill in 48 hours!
Ethan · AlbertaRead Ethan’s review on Google (opens in a new tab)
★★★★★
They helped me get the lowest interest rate so quickly
Julian · AlbertaRead Julian’s review on Google (opens in a new tab)
★★★★★
I was overwhelmed with debt and high payments. MortgageSolvers walked me through everything clearly and reduced my monthly payments more than I expected. No hidden fees, no pressure. Just honest advice and real results.
Wanda · AlbertaRead Wanda’s review on Google (opens in a new tab)
★★★★★
Fast, organized, and responsive. MortgageSolvers kept us updated throughout the entire process and closed on time.
Rahul · AlbertaRead Rahul’s review on Google (opens in a new tab)
★★★★★
MortgageSolvers helped me get a mortgage last year and it was the best decision I made 🙏
Craig · AlbertaRead Craig’s review on Google (opens in a new tab)
Think you won’t get approved? Think again.
Three Alberta homeowners who expected a no.
Low income?
Approved.
Her income had dropped after a job change, and $32,000 on a credit card and line of credit was eating her pay.
Lindsey · Calgary · $100K approved
Self-employed?
Approved.
He runs his own renovation business, and was paying about $1,000 a month in interest alone on $67,000 of debt.
Chad · Grande Prairie · $80K approved
Bad credit?
Approved.
He was still in a consumer proposal, with a collection on his file. He wanted the proposal paid out and one payment.
Richard · Edmonton · $236K approved
Free review. No commitment. Every mortgage is subject to lender approval.
Behind on your debts? So were these clients, and we solved it.
Life happens: a job change, a divorce, a business slowdown, a renewal at a rate you didn’t see coming. We don’t judge the file. Hear from real conversations with clients like you.
Free review. No commitment.
How we can help
Pick the one that sounds like you. Not sure? We’ll help you choose.
Debt consolidation mortgage
Roll high-interest credit cards, loans and second mortgages into one manageable monthly payment.
Consumer proposal refinance
In a consumer proposal, or just finished one? Use your home equity to pay it out and start rebuilding.
Second mortgage
Borrow against your equity without breaking your first mortgage, even if your bank has said no.
Private mortgage
When the banks say no, a short-term private mortgage can bridge you to a better option.
CRA debt
Owe the CRA? Paying it off with your home equity can stop the interest and the collection letters.
Mortgage refinance
Lower your rate and your payment. Many clients save $300–$700 a month on a refinance.
Free review. No commitment.
Get your answer in 12–24 hours
Three steps. We do the heavy lifting.
1
Free review
Tell us about your home, your mortgage and what you owe. It’s free, with no obligation and no judgment.
2
Quick approval
We compare 50+ banks, credit unions and private lenders. Approval answers typically come back in 12–24 hours, with every cost in writing.
3
Start saving
We handle the paperwork with the lender and your lawyer. You make one lower payment.
Free review. No commitment.
Need it fast? Closed in 15 days.
Two real files, from the day we sent them to the lender to the day they closed.
$60K
Credit cards maxed out, a student loan and a high-interest loan. She wanted it all in one payment, and she needed it quickly.
Virginia · Edmonton · funded in 15 days
$800K
Self-employed, with a tax bill due and his money tied up for weeks. He needed cash from his home equity, fast.
Peter · Calgary · funded in 15 days
Timelines depend on your file and the lender. Every mortgage is subject to lender approval.
Find out what you could save.
A free, no-obligation review. We’ll look at your current mortgage and show you exactly how much you could be saving. No pressure. Just numbers.
Questions homeowners ask us
Does it cost anything to talk to you?
No. Reviewing your options and speaking with an advisor are free, with no obligation. If you decide to go ahead, we give you a written disclosure of every cost before you sign.
Can I get approved if my credit isn’t perfect?
Often, yes, if you have equity in your home. We work with 50+ banks, credit unions and private lenders, including lenders who look at your home’s equity and not only your credit score.
How fast will I get an answer?
Approval answers typically come back in 12–24 hours. We do the legwork with the lenders, so you don’t have to.
What interest rate will I pay?
It depends on the lender, your equity and your credit. Your best bet is to speak with our team so we can figure out the payment for your unique situation.
Do you help homeowners outside Alberta?
Yes, in Ontario too. Most of the homeowners we help are in Alberta, and we’re licensed in both provinces: Ethan Pushpakaran holds Alberta licence AB-00136330 (verify with RECA) and Ontario licence M22000276 (verify with FSRA).
Is MortgageSolvers legit?
Yes. We’re a licensed mortgage brokerage team in Alberta and Ontario, operating under Pineapple Financial Inc., a brokerage listed on the NYSE American stock exchange. If someone from our team called you, it’s because you asked for information online, through one of our forms or ads. Here’s more about us, and how to check our licences and reviews yourself.
Still have questions?
Talk to a licensed broker. Mon–Fri 9am–6pm, weekends by appointment.